about ONTORO

Redefining Finance for the Digital Economy.

Ontoro bridges traditional finance and digital assets. Empowering businesses to unlock capital through secure, crypto-backed lending.

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The Australian Market

$83.6 B

in digital assets held by Australians.

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We didn’t build Ontoro to chase trends. We built it to solve a growing problem, the gap between innovation and access. While millions of Australians hold cryptocurrency, traditional lenders have refused to evolve, leaving businesses unable to use their digital assets to fuel growth. We saw an opportunity to design a smarter system, one that connects modern assets with modern finance.

A platform that provides liquidity without liquidation, and freedom without risk.

Our founders bring decades of experience across lending, fintech, and blockchain, combining the rigor of institutional finance with the agility of the digital economy.

We built Ontoro for people who value control over their capital. Because the future of finance isn’t speculative, it’s structural. Ontoro exists to bridge that future, giving business owners access to reliable capital backed by the strongest digital asset in the world: Bitcoin.

frequently asked questions

Built for Business, Backed by Integrity.

Ontoro operates exclusively as a commercial lender. All borrowers undergo KYC verification, and funds are issued under strict AML/CTF frameworks.

Our custody partners provide insured, segregated asset storage, ensuring your collateral remains secure and compliant at every step.

Who can apply for an Ontoro loan?
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Loans are available exclusively to commercial and wholesale clients (companies, trusts, and other eligible business structures) borrowing for business purposes. Ontoro does not offer consumer or personal loans.
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What happens to my Bitcoin once it's pledged?
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Collateral is transferred into institutional custody with BitGo and held under multi-signature protection for the duration of the loan.
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What happens if Bitcoin's price drops sharply overnight?
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Bitcoin prices can move sharply at any time and may breach LVR thresholds, including the liquidation threshold. Borrowers should respond to notifications promptly and maintain a healthy LVR buffer.
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How does Ontoro handle KYC and AML checks?
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Ontoro conducts identity verification, source-of-funds, and business due-diligence checks in line with its obligations under Australia's AML/CTF regime.
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How does Ontoro handle my personal and financial data?
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Ontoro handles personal and financial information in accordance with its Privacy Policy, available at ontoro.com/legal.
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How do you protect client privacy?
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Ontoro currently serves commercial and wholesale borrowers only. This means we provide financing to businesses and professional investors who meet the eligibility criteria under Australian financial law.
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Is Ontoro audited?
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Ontoro currently serves commercial and wholesale borrowers only. This means we provide financing to businesses and professional investors who meet the eligibility criteria under Australian financial law.
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Unlock liquidity. Preserve your crypto. Grow with confidence.

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